Net worth tracker
Everything you own and owe, in one clear number
Investments, property, pensions, cash and other assets, less mortgages and finance, combined into one current net worth, with every figure traceable to the asset behind it.
Free plan · No card required
Illustrative demo data. Figures are examples, not market data.
How it adds up
Assets, less liabilities, equals net worth
Property counts at its full value, and its mortgage as a liability, so you can see both what you own and what you still owe.
Net worth and FI
Your whole position, and the part that funds independence
Net worth measures everything. FI-eligible wealth is the share you intend to live on, and it is what your FI target is measured against. You decide which assets belong in it.
History
Available on Plus and ProA record of how your position has changed
Your net worth is recorded once a day from when you start, so the chart shows how your position actually moved through saving, market changes and new valuations. Nothing before you started is estimated.
History is recorded on every plan; viewing it is included in Plus and Pro.
Separate saving from market growthDifferent assets, one total
Each value keeps its source
A share price, a property valuation and a pension balance come from different places. Each asset keeps its own detail and currency, and still adds into the same total.
- Investments
- Market prices for linked holdings; your own price for the rest.
- Property
- Your dated valuations, less the outstanding mortgage balance.
- Pensions & cash
- Balances you record, each in its own currency.
- Other assets
- A valuation method you choose, less any outstanding finance.
Your figures, your control
You enter and edit the values
Balances and valuations are yours to update, correct or remove.
Prices show their source
Market-priced holdings are marked Live; everything else uses values you set.
Your data stays yours
No trading or money movement, and financial data is never sold.
Questions
Net worth tracking, answered
What counts toward net worth?
Investments, pensions, cash, property and other assets such as private company shares or vehicles, less the debts recorded against them: mortgages and outstanding finance. Everything is converted into your plan's base currency and added into one figure.
Is net worth the same as FI-eligible wealth?
No. Net worth is your complete position. FI-eligible wealth is the part you've chosen to fund financial independence, and it is what your FI target is measured against. A home, for example, counts in net worth but isn't treated as money you can live on.
How the FI target is calculatedCan I track my home and its mortgage?
Yes. Record the property's value, your ownership share and its mortgage. Net worth includes the equity (the value of your share less the outstanding balance), while the property itself stays outside FI-eligible wealth.
Are values updated automatically?
Market-linked shares and funds refresh from market data several times a day, and supported cryptocurrencies more often; nothing is streamed in real time. Property, pensions, cash and other assets change when you record a new value. Connected accounts from supported brokers sync periodically.
When does my net worth history start?
Your position is recorded once a day from the day you add your first assets, on every plan. Earlier values aren't estimated or back-filled. Viewing the history chart is included in Plus and Pro, so if you upgrade later, the history is already there.
Compare plansSee your complete position in one place
Add your investments, property and pensions, and your net worth starts building a daily record from day one.
Net worth tracking is included on the Free plan. No card required.