Simple, transparent pricing

Yes. The Free plan is permanently free and has no time limit. It includes manual portfolio tracking, net-worth calculation and an Expected Path forecast.

Free lets you build one plan manually, track your total and FI-eligible net worth, set an independence target and see a deterministic Expected Path forecast. Holdings can be recorded in any supported currency and are converted into your reporting currency.

Plus adds portfolio history and performance, actual spending and categorisation, probabilistic forecasting with Monte Carlo simulations, scenarios and what-if decisions, contribution phases, reports and exports, currency exposure analysis and up to five plans. Pro includes everything in Plus with AI statement and holdings imports, connections to AI assistants such as Claude and ChatGPT, unlimited plans and priority support. Plus includes one read-only broker connection and Pro multiple.

Yes. Every plan can record holdings manually, with market prices for listed instruments. Connected accounts from supported brokers sync periodically.

For supported brokers, yes, on Plus or Pro: Plus includes one connection and Pro multiple connections. Connections are read-only: they import the eligible accounts and investments the provider makes available, and sync periodically rather than in real time. Yield Clarity cannot place trades or move money. Other assets are tracked manually, and availability depends on the provider and your plan.

Supported brokers are listed in the app when you add a connection. Availability depends on the provider.

Yes. You can upgrade, downgrade or cancel at any time from your account settings. When you cancel, you keep access to paid features until the end of your current billing period.

All your data remains intact. Features exclusive to your previous plan become read-only and nothing is deleted. Broker connections follow the same rule: connections above a plan's allowance stop syncing but keep their imported data, and you choose which one stays active.

On Plus and Pro, reports export as PDF, CSV or JSON. A complete self-service account export isn't available yet; to request a copy of your personal data, email privacy@yieldclarity.com.

No. You can create a Free account without entering any payment details.

The Free plan is available permanently at no cost. Paid plans do not currently include a trial period. You can start on Free and upgrade when you are ready.

Annual billing is charged once per year at a reduced rate. Plus is $120 per year (equivalent to $10 per month) and Pro is $500 per year (equivalent to roughly $41.67 per month). You save the equivalent of two months compared to monthly billing.

Displayed prices are exclusive of tax. Applicable taxes are calculated at checkout based on your location.

Connections to Yield Clarity are encrypted, and requests that access or change your account and plan data are authorised against your account and plan. Your financial data is never sold, shared with advertisers or used for marketing. Supported broker connections are read-only by design. They cannot trade or move money.